At Ratinova, our Credit Rating Advisory service helps businesses navigate the complex process of obtaining a reliable and strong credit rating. We act as a strategic partner in ensuring your financial and business profile is accurately represented to credit rating agencies.

Our approach includes:

• Rating Readiness Assessment: We begin by evaluating your company’s current financial health and business fundamentals. Our consultants identify strengths, gaps, and potential red flags that could impact your rating.

• Financial Structuring & Optimization: We help you prepare and present your financials in a manner that aligns with rating agencies’ expectations. This includes debt structuring, capital optimization, and improving financial ratios.

• Business Model Analysis & Risk Mapping: We assist in articulating your business model, management practices, governance standards, and risk controls to highlight strengths and mitigate perceived weaknesses.

• Documentation Support: Our team supports you in preparing a comprehensive rating information pack including project reports, MIS reports, cash flow statements, and operational metrics.

• Mock Rating Exercise: Ratinova conducts an internal “mock rating” simulation to predict possible agency outcomes. This allows us to refine documentation and communication strategy before approaching any rating agency.

• Agency Selection & Liaison: We guide you in selecting the most appropriate rating agency (CRISIL, ICRA, CARE, etc.) based on industry fit, past experiences, and credibility. We manage the process end-to-end — including scheduling meetings, handling clarifications, and representing your case.

• Post-Rating Strategy: Once the rating is received, we analyze it with you to understand its implications and plan improvements for the future. We also help prepare for surveillance reviews.

With Ratinova, you gain more than a rating you gain confidence, clarity, and credibility in front of investors, banks, and the market.